New Years Resolutions... Boom or Bust

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“My entire life can be described in one sentence: It didn’t go as planned, and that’s ok.”-Rachel Wolchin

ould you say this describes 2015 for you?  Or maybe the last 20 years?  As the quote says, we can plan all we want, but it might not go the way we planned.  So what is the point of planning?  Why spend all the time to get a strategy in place when it can all fly out the window when your boss says NO to your great new idea, your children get sick the day of your interview, or the stock markets didn’t go the direction you thought.  Last year, the stock market was off to its worse start ever, which is NOT what most investors were planning on.  The picture below is the face of most stock traders last January.

We had the worst 10 day start to a calendar year!  The S&P 500 lost $1.41 trillion in value within these first 10 trading days of the year .  Some of the best stock traders say: it’s your reaction to the news that matters most.  And the same can be said for life, how will you react to life’s curveball thrown at you today or tomorrow?  Will you sit there and complain or will you take one step forward and embrace the change?  Even if you need to tiptoe that step, at least you are moving towards a new solution.

Since life never seems to go as planned, we always need to keep the momentum going and react positively.  It is a New Year, and you get to decide if 2017 is the year you want to be happy, to live the life you want, and to embrace change.  Let’s think of all the reasons for some change in your life.  How about:
•    To earn more money at work (dreaming of some extra $$$), 
•    To be at home more with your children, 
•    To feel financially secure with your emergency fund, 
•    Be more prepared if you lose your spouse (I know, it’s not something we want         to think about, but we must),
•    To enjoy going to work each day (wouldn’t that be well enjoyable),
•    Be less stressed around your family,
•    To fight less with your spouse (BONUS from not fighting, more time & energy           for fun activities),
•    Have more money & time to travel,
•    To move on from your divorce in a positive direction,
•    Or fill in your reason_________________________

Have I hit a nerve yet?  What will be your reason to make 2017 the best year yet for yourself and for your family?  Write down your reason for change, and write down what you want the result to be from that change.  It is going to be more than just the action of the change, it will go deeper and affect you more than you think.  My reason for change is to help more women with their money and with their financial situation.  Obviously it goes much further than just helping more women.  I want more women to feel confident with their finances and with their financial decisions.  I want them to feel secure and comfortable for their family’s sake.

Every woman should understand the consequences of her financial decisions. They should have a knowledge of how investments and the financial planning process works, and more importantly, how it works for them personally.  I’ve seen too many women feel they don’t have a voice or say in their family’s finances because they didn’t know what was going on or what it all meant.  So let me help you too.  All you have to do is click below to schedule a discovery call to get a strategy in place to help you reach your financial goals this year and to help create a better life for you and your family.

Please don’t be one of the statistics, you know the one where only 45% of us actually make a resolution.  And then of that 45%, a mere 8% succeed with their goal.  It doesn’t leave a lot of room for accomplishments, does it?  So what is your resolution, and what is your reason for your change?  Knowing these two answers will help you stay on track and beat the 92% odds of not making it.  There will be no obligations to work with me from the call, I only want to help uncover your reasons for change and how to make 2017 your year to achieve this change.  My sole purpose of the call is to provide you with as much information and insight as possible.  To help jumpstart your year, the call will be FREE.  Don’t continue down the same path as you did last year, or say you’ll finally commit to a resolution only to give up before January ends.  Click below to schedule a call and get your life moving in the direction you really want, not the life you settle for.  

nd now for some inspiration, here are the Top 10 New Year’s Resolutions from 2015:
1.    Lose weight,
2.    Getting organized,
3.    Spend less, save more (I know someone who can help with this… ME),
4.    Enjoy life to the fullest,
5.    Staying fit and healthy,
6.    Learn something exciting (maybe something in this posting?),
7.    Quit smoking,
8.    Help others in their dreams (YES please, sign me up!),
9.    Fall in love, and …….. drum roll……..
10.    Spend more time with family

o what will yours be?  Click below to find out.

Discovery Call


Happy New Year!
Jessica Weaver, CFP®, CDFA™, CFS®
Wealth Advisor

[1] https://www.ft.com/content/9e642f0a-bdc4-11e5-9fdb-87b8d15baec2
[2] http://www.statisticbrain.com/new-years-resolution-statistics/
[3] http://www.statisticbrain.com/new-years-resolution-statistics/
The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.  Keep in mind that individuals cannot invest directly in any index.